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Mastercard Lighthouse FINITIV 2026 Fall Program welcomes 15 innovative Nordic and Baltic fintech and fintech-enabler companies

Mastercard Lighthouse FINITIV is a partnership program for startups and early scaleups dedicated to discovering the next fintech or fintech-enabler unicorn. Our mission is to strengthen the financial services ecosystem by combining the energy and innovation of startups and scaleups with the stability and global reach of partner banks (Swedbank, SEB, OP, DNB, Danske Bank, Resurs, SpareBank 1 Østlandet and Nets/Nexi Group), investors, corporate partners and Mastercard. 

The program has launched its 17th round with 15 participants focusing on Sweden, Finland and the Baltics, in diverse topics such as AI-powered financial services, digital identity and compliance, payment and accounting infrastructure, and personalized financial wellbeing. 

Meet the Mastercard Lighthouse FINITIV class of Fall 2026:

Sweden
Galdera
Builds financial models to help financial institutions with workflows from portfolio management to compliance.
Finton
Developing an app to help Europeans understand and improve their finances using open banking and intelligence.
Kaching
Developing a white label seamless cashback service for banks to increase customer value prop and reduce churn.
Nowo
Helps turn everyday transactions into future wealth, connecting spending, saving, rewards and investing in one experience.
Vitteko
Helps merchants issue payment-independent digital receipts without customer data, apps, or membership.
Finland
Authbound
Empowering businesses to unlock the full potential of the EU Digital Identity Wallet, cutting KYC costs by almost 90%.
Fygy
Provides AI-powered financial guidance for consumers and real-world behavioural intelligence for businesses.
Nomain
Helps banks and insurance companies understand, analyse, optimise and migrate their mainframe systems.
Paramatrix
Builds an AI claim-decision and payout engine for travel claims: from intake to payout in minutes, fully auditable.
Tangently
Connects accounting, CRM, and payments into a real-time financial model for startups and growing businesses.
Baltics
CryptoSwift
A Travel Rule and KYT hub for stablecoins, helping crypto PSPs comply with FinCrime regulations.
Honeyb.ai
Builds software that shows financial institutions how AI systems present and recommend their products.
Neumetria
Developing a behavioral understanding layer to help fintech AI agents and products understand each customer.
SelfSIA
Automates bookkeeping for small businesses, turning bank and invoice data into tax-ready records.
Vuzza
Replaces the fragmented AP toolstack with one governed platform, helping EU mid-market companies avoid overpaying on cross-border payments.
“It is with great pleasure that we announce the participating startups and scaleups in the Mastercard Lighthouse FINITIV Fall 2026 cohort. The selected fintech’s and fintech enablers clearly demonstrate the innovation power and creativity that define the Nordic and Baltic markets. Together with our partners, we are truly excited to begin working with these promising companies this fall. Our focus is on facilitating meaningful partnerships and supporting the teams as they strive to achieve their missions and realize their visions.”
Mats Taraldsson
Mats Taraldsson
Head of Fintech and Impact Tech Engagement at Mastercard Northern Europe

“We’re excited to continue our collaboration with Mastercard Lighthouse FINITIV and meet the next generation of Nordic and Baltic fintechs. For Nexi, the program is a great opportunity to connect with new ideas and technologies that can turn into meaningful partnerships and contribute to the continued development of the fintech ecosystem.”

Iiro Ikäheimo
Iiro Ikäheimo
VP of Engineering, Nexi Digital Finland

Media Contact:  
Karin Strand, Communications Director Nordics & Baltics 
karin.strand@mastercard.com 

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